To study Biblical solutions to your monetary questions, you possibly can #AskChuck @AskCrown your questions by clicking here. Questions used could also be frivolously edited for size or readability.
I’ve been following Crown Financial Ministries for years and recognize your recommendation on avoiding debt and placing God first by way of tithing, however is there ever a time whenever you SHOULD spend cash?
The brief reply to your query is YES. Let me supply two occasions when it’s good and proper to spend cash.
The most applicable time to spend cash is when it meets the wants of your loved ones. We are admonished in Scripture to care for our household. They are our precedence in spending. We ought to by no means really feel responsible for spending cash that’s used to care for our partner and youngsters.
The subsequent most applicable time to spend cash is when it may possibly save all types of pricy issues later. It is especially essential to spend slightly cash to save lots of in your personal residence. With spring within the air, that is the right time to do some house upkeep to care for what’s most certainly your largest funding.
Here are a number of ideas for heading off painfully costly points:
Avoid Washing Machine Woes: Did you already know that water injury from washing machines causes one of many TOP FIVE residence insurance coverage claims?
Floodchek.com notes, “Of all water damage claims related to washing machines, more than half – nearly 55% – are from water supply hoses that leaked or burst. And these claims are costly, with the average claim running more than $6,000.”
When you think about that a washer hose can value $10 to $30, clearly common alternative is value your funding.
One extra tip: check out whether or not you might have a recessed washer field in your washer that lets you flip off the water. If you do, be sure you flip off the water when your machine just isn’t in use or whenever you journey.
Avoid Water in Your Outlets: Many of us do not have the proper of weather-proofing electrical outlet covers on outdoors energy sources. A bubble cover higher protects your electrical system and prices usually lower than $20. Water in your system can result in hearth, injury to your circuits, injury to your wiring … all pricey fixes. When is the final time you checked the situation of your retailers?
Avoid that Basement Flood: With all of the spring showers, it will probably shortly grow to be apparent that your yard is soggy or your basement is taking over water. Your answer might merely be a French drain, put in outdoors your home to offer higher drainage. You will need to speak with a landscaper or skilled installer concerning the venture, because it includes digging a trench and laying particular drains.
A French drain 30 to 50 ft lengthy might common $750 to $1,250 to put in. But think about the excessive value of a basement flood or injury to basis. A light-weight clear up might run $1,000, and if mould or mildew units in, prices can run from $three,000 to as a lot as $10,000. And none of these prices embrace what you may spend to switch drywall, carpet, or your possessions.
Avoid the birds: Many of us take pleasure in waking to the sounds of birds, heralding spring’s return, however simply the place are these feathered pals nesting? Check your air vents that expel air or draw it into your home, ensuring they don’t seem to be blocked or a house to birds. Should birds nest in your house’s vents, the price of removing can embrace an exterminator adopted by the necessity to substitute parts of your air venting system, partitions, or ceilings. You can forestall this drawback with vent screens that value little or no.
When birds nested in an air vent from the grasp toilet owned by pals of mine, at first it appeared charming. But a number of of the child birds died within the nest, deep within the ceiling of the toilet. The rest room ceiling needed to be partially opened and all of the venting changed, leading to about $three,000 in repairs. When the challenge was completed, the brand new venting was capped with a $three display.
Avoid paying for labor … when you can. It’s not unusual for labor to be about half the price of a venture. Consider that on a minor toilet rework, that would simply be as much as $10,000.
Spring is usually a good time to take a look at free courses at house enchancment shops to study whether or not you possibly can lay your personal toilet tile and swap out leaky taps (which might be actually spending cash with each drip). Also, take a look at YouTube for DIY instruction movies!
The have to deal with our property is as previous as mankind.
In Genesis 2:15 we learn, “The Lord God took the man and put him in the Garden of Eden to work it and keep it.”
To hold your home so as, house enchancment professional Bob Vila recommends a spring residence upkeep guidelines, which could be a enjoyable household weekend challenge.
Also make it a precedence to save lots of $1,000. This is step one on the Money Map, which helps you obtain monetary milestones and study biblical rules. It’s a sensible information that will help you take management of your funds and discover freedom. With somewhat effort, it can save you some huge cash and shield the house that God has given you.
To #Ask Chuck @AskCrown your personal query, click on here.
Chuck Bentley is the CEO of Crown, the most important Christian monetary ministry on the earth, based by the late, Larry Burkett. He is an writer, host of My MoneyLife- a day by day radio function and a frequent speaker on the subject of Biblical monetary rules. Follow him on Twitter @chuckbentley and go to Crown.org for extra assist.